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DCI AI Hub — AI Tracker socialprotectionai.org/use-case/AFG-001
AFG-001 Exported 1 April 2026

UNHCR Afghanistan FARE Cash Assistance: Biometric Identity Verification at Encashment Centres (PRIMES/BIMS)

Country Afghanistan
Deployment Status Operational Deployment (Limited Rollout)
Confidence Confirmed
Implementing Agency United Nations High Commissioner for Refugees (UNHCR) – Afghanistan operation

Overview

The United Nations High Commissioner for Refugees (UNHCR) deployed its Biometric Identity Management System (BIMS) in Afghanistan as part of the Forcibly Returned Afghans Enrollment (FARE) programme, a cash-based intervention designed to provide financial assistance to Afghan nationals forcibly returned from neighbouring countries, principally Pakistan and Iran, who lacked proper documentation. The FARE programme operated through a network of eight UNHCR encashment centres located in Jalalabad, Kabul, Kandahar, and Herat, where returning Afghans could receive cash grants to cover immediate needs including travel costs, rent, food, and access to essential reintegration services.

The AI component of the system centres on BIMS, which is built on Accenture's Unique Identity Service Platform (UISP). BIMS is a multimodal biometric platform that captures three biometric modalities from each individual aged five or older: ten fingerprints, images of both irises, and a facial photograph. These biometric records are transmitted to and stored in a centralised biometric database located in Geneva, Switzerland, which serves as the global reference repository for UNHCR's biometric identity records across more than 90 country operations worldwide. As of 2024, BIMS had enrolled at least 13 million individuals across 96 humanitarian locations globally.

The biometric matching process at encashment centres operates through Accenture's Biometric Matching Engine, a software component of the UISP that uses AI algorithms to compare captured biometric identifiers — fingerprints, iris patterns, and facial features — against large volumes of stored reference identity data. The matching engine automatically creates a unique identification strategy to optimise the speed and effectiveness of database searches for matching records. At the point of cash distribution, a returning Afghan presents themselves at an encashment centre, where their biometric data is captured and matched against their previously enrolled BIMS record in a one-to-one (1:1) verification process. A successful biometric match confirms the individual's identity and authorises the release of the cash grant. The system also supports one-to-many (1:N) deduplication searches to prevent duplicate registrations and ensure that assistance reaches unique, intended recipients, thereby reducing the risk of fraud and incorrect disbursements.

The FARE registration drive was completed in 2022, with the cash distribution phase following subsequently. By early 2024, the programme had provided financial assistance to approximately 39,000 Afghan returnees. In the first eight months of 2024 alone, UNHCR Afghanistan assisted 44,786 Afghan returnees comprising 10,782 households through its encashment centre network. The scale of the returnee crisis intensified significantly in 2025, with an estimated 2.5 million Afghans returning or being forced to return from neighbouring countries, with encashment centres processing approximately 7,000 daily arrivals, of whom roughly 80 percent were eligible for cash assistance.

The biometric verification process at encashment centres is governed by strict standard operating procedures designed to safeguard personal data and ensure fair access to assistance. UNHCR's data protection framework for biometric processing is underpinned by three key policy instruments: the Policy on the Protection of Personal Data of Persons of Concern to UNHCR (2015), the Guidance on the Protection of Personal Data of Persons of Concern to UNHCR (2018), and the General Policy on Personal Data Protection and Privacy (2022). User access to BIMS is provided on a need-to-know basis, with multi-factor authentication where possible, and visibility over biometric records and displayed personal information is customised for each user type. Only dedicated system administrators in each operation have advanced search rights.

The programme faced a critical operational disruption on 9 September 2025, when UNHCR was compelled to halt activities at all eight encashment centres across Afghanistan. This closure was precipitated by Taliban de facto authority instructions preventing Afghan female staff from accessing their workplaces, with security forces visibly present at the entrances of UN premises in Kabul, Herat, and Mazar-i-Sharif to enforce the restriction. UNHCR Representative Arafat Jamal stated that continued operations were 'entirely impossible without Afghan female workers, because the experience of biometrics is a very tactile one' and because confidential protection screening interviews required female interviewers given that approximately 52 percent of returnees are women. The closure created what Jamal described as 'an enormous amount of suffering' for the affected returnee population. As of the latest available reporting, negotiations with the Taliban authorities regarding resumption of services remained ongoing.

The use of biometric systems in humanitarian cash assistance contexts carries well-documented risks. Research published in the Forced Migration Review highlights concerns around consent, privacy, data protection, and responsibility, particularly when multiple private and public actors access collected data. Technical failures in biometric recognition — such as undetected fingerprints — can result in refugees being excluded from assistance. The Afghanistan context presents heightened data protection concerns given the Taliban's previous seizure of US military biometric devices, raising questions about the security of biometric data in the event of further political instability. The system processes special category biometric data (fingerprints, iris scans, facial images) of a highly vulnerable population in a fragile and conflict-affected state where domestic data protection legislation is absent or unenforced, and where the biometric data is transferred internationally to a centralised database in Geneva.

Classification

AI Capabilities

Perception and extraction from unstructured inputs (primary)Anomaly and change detectionClassification

Use Cases

Identification, verification and record linkage (primary)Compliance and integrity

Social Protection Functions

Implementation/delivery chain: Assessment of needs/conditions + enrolment (primary)Implementation/delivery chain: Provision of payments/services
SP Pillar (Primary)Social assistance

Programme Details

Programme NameUNHCR Afghanistan – Forcibly Returned Afghans Enrollment (FARE) Cash Assistance Programme
Programme TypeEmergency Cash Transfers
System LevelImplementation/delivery chain

Cash-based intervention providing financial assistance to Afghan nationals forcibly returned from neighbouring countries, delivered through biometric identity verification at UNHCR encashment centres in Jalalabad, Kabul, Kandahar, and Herat.

Implementation Details

Implementation TypeDeep learning
Lifecycle StageMonitoring, Maintenance and Decommissioning
Model ProvenanceCommercial/proprietary
Compute EnvironmentNot documented
Sovereignty QuadrantNot assessed
Data ResidencyInternational
Cross-Border TransferNot documented

Risk & Oversight

Decision CriticalityHigh
Human OversightHITL
Development ProcessFully third-party developed
Highest Risk CategoryData-related risks
Risk Assessment StatusNot assessed

Documented Risk Events

Operations at all eight UNHCR encashment centres in Afghanistan suspended on 9 September 2025 due to Taliban de facto authority restrictions preventing Afghan female staff from working. Taliban seizure of US military biometric devices in Afghanistan (2021) raised broader data security concerns for biometric systems operating in-country.

Risk Dimensions

Data-related risks

Consent or lawful basis gapRepresentation biasWeak provenance or lineage

Governance and institutional oversight risks

Inadequate grievance or redressInsufficient human oversightPurpose limitation failureUnclear accountabilityWeak documentation or auditability

Market, sovereignty and industry structure risks

Jurisdictional hosting riskLMIC power asymmetryRestricted audit accessVendor lock-in

Model-related risks

Opacity or limited explainabilityReliability or generalisation failureSubgroup bias

Operational and system integration risks

Monitoring gapScalability or latency constraint

Impact Dimensions

Autonomy, human dignity and due process

Inability to contest or appeal outcomeLoss of individual agency or autonomyOpaque or unexplained decision

Equality, non-discrimination, fairness and inclusion

Disparate error rates across groupsSystematic exclusion from benefits or services

Privacy and data security

Disproportionate surveillance or profilingLoss of individual control over personal dataPrivacy violation or data breach

Safeguards

Data minimisation controlsHuman oversight protocol

Deployment & Outcomes

Deployment StatusOperational Deployment (Limited Rollout)
Year Initiated2024
Scale / CoverageEight encashment centres across four cities (Jalalabad, Kabul, Kandahar, Herat); approximately 39,000 returnees assisted by early 2024; 44,786 returnees (10,782 households) in first eight months of 2024; operations suspended 9 September 2025 due to Taliban restrictions on female staff.
Funding SourceUNHCR operational budget; bilateral contributions including Japan (USD 2 million pledge for approximately 23,000 returnees).
Technical PartnersAccenture (developer of BIMS/UISP biometric matching platform); UNHCR Division of Information Systems and Telecommunications (DIST).

Outcomes / Results

Approximately 39,000 Afghan returnees received biometrically verified cash assistance through the FARE programme by early 2024. In the first eight months of 2024, 44,786 returnees (10,782 households) were assisted. The biometric system was designed to enhance accountability, prevent duplicate disbursements, and facilitate rapid service delivery.

Challenges

Operational suspension since 9 September 2025 due to Taliban ban on female UN staff. Biometric verification failures can exclude eligible beneficiaries. Data protection risks heightened in fragile/conflict-affected context with no domestic data protection framework. International transfer of biometric data to Geneva raises sovereignty concerns. Culturally sensitive biometric capture (especially for women) requires female staff presence.

Sources

  1. SRC-004-AFG-001 Accenture (2015). United Nations High Commissioner for Refugees and Accenture Deliver Global Biometric Identity Management System to Aid Displaced Persons. New York: Accenture Newsroom, 11 May 2015. Available at: https://newsroom.accenture.com/news/2015/united-nations-high-commissioner-for-refugees-and-accenture-deliver-global-biometric-identity-management-system-to-aid-displaced-persons (Accessed 24 Mar 2026).
    https://newsroom.accenture.com/news/2015/united-nations-high-commissioner-for-refugees-and-accenture-deliver-global-biometric-identity-management-system-to-aid-displaced-persons
  2. SRC-002-AFG-001 Anadolu Agency (2025). UNHCR closes 8 assistance centers for Afghan returnees after Taliban halt female staffers from working. Anadolu Agency, 12 September 2025. Available at: https://www.aa.com.tr/en/asia-pacific/unhcr-closes-8-assistance-centers-for-afghan-returnees-after-taliban-halt-female-staffers-from-working/3686071 (Accessed 24 Mar 2026).
    https://www.aa.com.tr/en/asia-pacific/unhcr-closes-8-assistance-centers-for-afghan-returnees-after-taliban-halt-female-staffers-from-working/3686071
  3. SRC-001-AFG-001 Biometric Update (2024). UNHCR biometric program facilitates cash aid delivery to 39K Afghan returnees. Biometric Update, February 2024. Available at: https://www.biometricupdate.com/202402/unhcr-biometric-program-facilitates-cash-aid-delivery-to-39k-afghan-returnees (Accessed 24 Mar 2026).
    https://www.biometricupdate.com/202402/unhcr-biometric-program-facilitates-cash-aid-delivery-to-39k-afghan-returnees
  4. SRC-003-AFG-001 Siad, A. (2024). Challenges and risks associated with biometric-enabled cash assistance. Forced Migration Review, Digital Disruption issue. Available at: https://www.fmreview.org/digital-disruption/siad/ (Accessed 24 Mar 2026).
    https://www.fmreview.org/digital-disruption/siad/
  5. SRC-005-AFG-001 UNHCR (2024). Using biometrics to support cash-based interventions for Afghan returnees. Geneva: UNHCR Blog. Available at: https://www.unhcr.org/blogs/using-biometrics-to-support-cash-based-interventions-for-afghan-returnees/ (Accessed 30 Oct 2025).
    https://www.unhcr.org/blogs/using-biometrics-to-support-cash-based-interventions-for-afghan-returnees/
  6. SRC-006-AFG-001 UNHCR (2024). Afghanistan Cash Assistance Factsheet – August 2024. Geneva: UNHCR/ReliefWeb. Available at: https://reliefweb.int/report/afghanistan/unhcr-afghanistan-cash-factsheet-august-2024 (Accessed 24 Mar 2026).
    https://reliefweb.int/report/afghanistan/unhcr-afghanistan-cash-factsheet-august-2024

How to Cite

DCI AI Hub (2026). 'UNHCR Afghanistan FARE Cash Assistance: Biometric Identity Verification at Encashment Centres (PRIMES/BIMS)', AI Hub AI Tracker, case AFG-001. Digital Convergence Initiative. Available at: https://socialprotectionai.org/use-case/AFG-001

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